Automatic IRA Act of 2025
Bill Summary
Requires certain employers to automatically enroll their employees in an individual retirement account (IRA) program, helping workers save for retirement. Funds will be deducted from employees' paychecks and deposited into their IRAs unless they opt out.
Sponsored By
Bill Journey
- Dec 15, 2025
- Dec 15, 2025You Are Here
The committee will review the bill, debate amendments, and vote on whether to advance it to the full chamber.
- TBD
The full chamber debates the bill, may amend it, and votes on whether to pass it.
- TBD
If passed by the first chamber, the other chamber considers, may amend, and votes on the bill.
- TBD
If passed by both chambers, the bill goes to the President to sign into law or veto.
Why It Matters
This bill affects employees of certain companies, who will be automatically enrolled in a retirement savings program, potentially increasing their retirement savings. It also impacts employers, who will be required to administer the automatic IRA enrollment for their employees.
Impact Areas
Support & Opposition
- Democratic3
Documents
1
Full text opens on congress.gov, the official source.
Cosponsors (2)
Bill Details
- Economy
Summary and impact analysis written by Judy (KnowGov's enrichment AI). Bill metadata, status, sponsor, and any floor votes from Prism. Sections marked “Sample” are placeholders not yet connected to live data.