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BillS 4839 · 119

A bill to require the Board of Governors of the Federal Reserve System, the Comptroller of the Currency, and the Federal Deposit Insurance Corporation to study how partnerships between financial technology companies and banking organizations can support new banking organization formation and community bank health, and for other purposes.

Introduced
Jun 18, 2026
Cosponsors
1
Traction
0
Last Action
Jun 18, 2026

Bill Summary

Requires the Federal Reserve, Comptroller of the Currency, and Federal Deposit Insurance Corporation to study partnerships between financial tech companies and banks to see how they can help new banks form and community banks stay healthy. The study will also look at other related issues.

Sponsored By

Pete Ricketts
Republican · Nebraska · Senate

Bill Journey

  1. Jun 18, 2026
  2. Jun 18, 2026You Are Here

    The committee will review the bill, debate amendments, and vote on whether to advance it to the full chamber.

  3. TBD

    The full chamber debates the bill, may amend it, and votes on whether to pass it.

  4. TBD

    If passed by the first chamber, the other chamber considers, may amend, and votes on the bill.

  5. TBD

    If passed by both chambers, the bill goes to the President to sign into law or veto.

Why It Matters

This bill affects financial technology companies, banking organizations, and community banks, as it could lead to new rules or opportunities that impact their ability to form partnerships and operate. The study's findings could also affect the overall health and formation of community banks and new banking organizations.

Impact Areas

Sample
Addresses Supply
Targets an underlying shortage driving costs.
Supports Families
Aimed at easing pressure on working households.
Long-term Impact
Effects compound across multiple budget cycles.
Expands Access
Lowers barriers for first-time participants.

Support & Opposition

Sponsor & cosponsor support by party
1backer
  • Republican1
Cross-party cosponsors0 · 0%

Documents

1

Full text opens on congress.gov, the official source.

Bill Details

Bill TypeSenate Bill · Federal
Primary TopicMoney & Economy
CommitteeCommittee on Banking
IntroducedJun 18, 2026
Last UpdatedJun 18, 2026
Latest ActionRead twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Subjects
  • Economy
  • Health

Summary and impact analysis written by Judy (KnowGov's enrichment AI). Bill metadata, status, sponsor, and any floor votes from Prism. Sections marked “Sample” are placeholders not yet connected to live data.