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BillSJRES 141 · 119

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Debt Collection Practices (Regulation F); Deceptive and Unfair Collection of Medical Debt".

Introduced
Mar 19, 2026
Cosponsors
0
Traction
0
Last Action
May 13, 2026

Bill Summary

Repeals a rule that allowed debt collectors to withdraw a previous rule limiting deceptive and unfair collection of medical debt. Requires the Bureau of Consumer Financial Protection to reinstate the original rule relating to debt collection practices.

Sponsored By

Raphael G. Warnock
Democrat · Georgia · Senate

Bill Journey

  1. Mar 19, 2026
  2. May 13, 2026You Are Here

    The full chamber debates the bill, may amend it, and votes on whether to pass it.

  3. TBD

    If passed by the first chamber, the other chamber considers, may amend, and votes on the bill.

  4. TBD

    If passed by both chambers, the bill goes to the President to sign into law or veto.

Why It Matters

This bill affects consumers with medical debt, potentially preventing debt collectors from using deceptive and unfair practices to collect debt. It also impacts debt collection companies and the medical industry by reinstating regulations on debt collection practices.

Impact Areas

Sample
Addresses Supply
Targets an underlying shortage driving costs.
Supports Families
Aimed at easing pressure on working households.
Long-term Impact
Effects compound across multiple budget cycles.
Expands Access
Lowers barriers for first-time participants.

Support & Opposition

Sponsor & cosponsor support by party
1backer
  • Democratic1
Cross-party cosponsors0 · 0%

Documents

1

Full text opens on congress.gov, the official source.

Bill Details

Bill TypeSenate Bill · Federal
Primary TopicMoney & Economy
CommitteeSenate Committee (sample)Sample
IntroducedMar 19, 2026
Last UpdatedMay 13, 2026
Latest ActionMotion to proceed to consideration of measure rejected in Senate by Yea-Nay Vote. 50 - 50. Record Vote Number: 122. (consideration: CR S2265)
Subjects
  • Economy
  • Retail

Summary and impact analysis written by Judy (KnowGov's enrichment AI). Bill metadata, status, sponsor, and any floor votes from Prism. Sections marked “Sample” are placeholders not yet connected to live data.