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BillHR 7647 · 119

MORE Opportunities for Homeownership Act

Introduced
Feb 23, 2026
Cosponsors
2
Traction
0
Last Action
Feb 23, 2026

Bill Summary

Expands opportunities for homeownership by modifying existing financial regulations. Funds programs that help people buy homes.

Sponsored By

Vicente Gonzalez
Democrat · Texas · House

Bill Journey

  1. Feb 23, 2026
  3. Feb 23, 2026You Are Here

    The committee will review the bill, debate amendments, and vote on whether to advance it to the full chamber.

  4. TBD

    The full chamber debates the bill, may amend it, and votes on whether to pass it.

  5. TBD

    If passed by the first chamber, the other chamber considers, may amend, and votes on the bill.

  6. TBD

    If passed by both chambers, the bill goes to the President to sign into law or veto.

Why It Matters

This bill affects potential homebuyers, particularly low-income and minority families, by increasing their access to mortgage loans and financial assistance programs. It also impacts financial institutions by altering the rules they must follow when issuing mortgages.

Impact Areas

Sample
Addresses Supply
Targets an underlying shortage driving costs.
Supports Families
Aimed at easing pressure on working households.
Long-term Impact
Effects compound across multiple budget cycles.
Expands Access
Lowers barriers for first-time participants.

Support & Opposition

Sponsor & cosponsor support by party
3backers
  • Democratic2
  • Republican1
Cross-party cosponsors1 · 50%

Documents

1

Full text opens on congress.gov, the official source.

Cosponsors (2)

Bill Details

Bill TypeHouse Bill · Federal
Primary TopicMoney & Economy
CommitteeCommittee on Financial Services
IntroducedFeb 23, 2026
Last UpdatedFeb 23, 2026
Latest ActionReferred to the House Committee on Financial Services.
Subjects
  • Economy

Summary and impact analysis written by Judy (KnowGov's enrichment AI). Bill metadata, status, sponsor, and any floor votes from Prism. Sections marked “Sample” are placeholders not yet connected to live data.