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BillHR 8439 · 119

Commission on Natural Disaster Risk Management and Insurance Act

Introduced
Apr 22, 2026
Cosponsors
3
Traction
0
Last Action
Apr 22, 2026

Bill Summary

Establishes a commission to manage and assess risks related to natural disasters and insurance. Requires the commission to study and make recommendations on natural disaster risk management and insurance practices.

Sponsored By

Salud O. Carbajal
Democrat · California · House

Bill Journey

  1. Apr 22, 2026
  2. Apr 22, 2026You Are Here

    The committee will review the bill, debate amendments, and vote on whether to advance it to the full chamber.

  3. TBD

    The full chamber debates the bill, may amend it, and votes on whether to pass it.

  4. TBD

    If passed by the first chamber, the other chamber considers, may amend, and votes on the bill.

  5. TBD

    If passed by both chambers, the bill goes to the President to sign into law or veto.

Why It Matters

This bill affects individuals and communities prone to natural disasters, as well as insurance companies, by potentially leading to improved risk management and insurance practices. It may also impact government agencies responsible for disaster response and recovery by providing them with recommendations and guidance on managing natural disaster risks.

Impact Areas

Sample
Addresses Supply
Targets an underlying shortage driving costs.
Supports Families
Aimed at easing pressure on working households.
Long-term Impact
Effects compound across multiple budget cycles.
Expands Access
Lowers barriers for first-time participants.

Support & Opposition

Sponsor & cosponsor support by party
4backers
  • Democratic2
  • Republican2
Cross-party cosponsors2 · 67%

Documents

1

Full text opens on congress.gov, the official source.

Cosponsors (3)

Bill Details

Bill TypeHouse Bill · Federal
Primary TopicMoney & Economy
IntroducedApr 22, 2026
Last UpdatedApr 22, 2026
Latest ActionReferred to the Committee on Transportation and Infrastructure, and in addition to the Committee on Financial Services, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Subjects
  • Economy

Summary and impact analysis written by Judy (KnowGov's enrichment AI). Bill metadata, status, sponsor, and any floor votes from Prism. Sections marked “Sample” are placeholders not yet connected to live data.