Patient Refunds for Bad Denials Act of 2026
Bill Summary
Requires health insurance companies to refund patients who were wrongly denied coverage for medical treatments. Funds will be returned to patients if an appeal reverses the initial denial decision.
Sponsored By
Bill Journey
- Apr 22, 2026
- Apr 22, 2026You Are Here
The committee will review the bill, debate amendments, and vote on whether to advance it to the full chamber.
- TBD
The full chamber debates the bill, may amend it, and votes on whether to pass it.
- TBD
If passed by the first chamber, the other chamber considers, may amend, and votes on the bill.
- TBD
If passed by both chambers, the bill goes to the President to sign into law or veto.
Why It Matters
This bill affects patients who were denied health insurance coverage for medical treatments and later had the denial overturned on appeal, as they will receive refunds for out-of-pocket costs. It also impacts health insurance companies, which will be responsible for issuing these refunds.
Impact Areas
Support & Opposition
- Democratic2
Documents
1
Full text opens on congress.gov, the official source.
Cosponsors (1)
Bill Details
- Health
Summary and impact analysis written by Judy (KnowGov's enrichment AI). Bill metadata, status, sponsor, and any floor votes from Prism. Sections marked “Sample” are placeholders not yet connected to live data.